Wealth Wiser Privacy Policy

1. Who we are

Wealth Wiser is a financial education platform for Australian secondary schools, operated by Louie Bridger (ABN 73 901 690 010) in Australia. Contact: louie@wealthwiser.io.

2. Our approach

We use the Australian Privacy Principles (APPs) as the standard for how we handle personal information. Our agreement with each school sets out our specific commitments on student data.

3. The two roles we play

When a school uses Wealth Wiser, we handle student and teacher information on the school's behalf, under our agreement with that school. The school remains responsible for that information and for telling students and families how it is used. When you send us an enquiry, join a waitlist or register your interest, or visit our website, we handle your information for our own business purposes, as described below.

4. What we collect

• Students: name; school email address; school and class; lesson progress and timestamps; quiz and assessment results; Wealth Lab decisions; written reflections.
• Teachers: name, school email address and class.
• School enquiries: name, role, school, email address, and your message if you include one.
• Waitlist and interest sign-ups: email address, first name and the type of person or organisation you are if you give them, and the date you signed up.
• Website visitors: We use Base44's built-in analytics to count visits and see which pages are used. We don't use advertising cookies or third-party tracking tools.

We don't ask for home addresses, phone numbers, dates of birth, financial account details or government identifiers. Reflections are free text, and we treat anything students include with care.

5. How we collect it

Students create an account by signing in with their school email account, using a class link sent by their teacher. Information about learning progress is recorded as students use the platform. Enquiry details come from the form you submit.

6. How we use it

We use student and teacher information only to provide the platform: delivering lessons, showing students and teachers learning progress, supporting the school, and keeping the platform working and secure. We may create de-identified, aggregated results that cannot reasonably identify anyone, and use them to report on and improve our program. We use enquiry details to respond to you and follow up about Wealth Wiser. We use waitlist and interest details to email you about the program you signed up for (the Wealth Wiser beta or the Teen Money Challenge) and to ask for feedback. You can unsubscribe at any time.

We don't sell personal information. We don't use student information for advertising or marketing, don't profile students, and don't use AI tools to process students' answers or reflections.

7. Service providers and overseas storage

Wealth Wiser is built on Base44, which stores and processes data in the United States using its own service providers. We also use email services to correspond with schools and enquirers. Because data is held in the United States, it may be subject to the laws of that country. Schools can ask us for the current list of providers.

8. Security

We take reasonable steps to protect personal information. No online system is completely secure, and we can't guarantee that information will never be accessed without authorisation.

9. How long we keep it

We keep student data for the term of a school's licence and for up to 12 months afterwards, so the school can renew without losing its class history. We delete it sooner if the school asks, within 30 days of a verified request. Copies in our hosting provider's backups are removed on its normal backup cycle. We may keep de-identified, aggregated results. Enquiry details are kept while they are useful for responding to you and following up, and deleted on request. Waitlist and interest details are kept until you unsubscribe or ask us to delete them, or until we close the list.

10. Access, correction and complaints

Students and families should contact their school first, because the school manages their information; we will help the school respond. Anyone can also contact us at louie@wealthwiser.io to ask for access to or correction of their information, or to make a complaint. We aim to respond within 30 days.

11. Data breaches

If we become aware of a data breach involving personal information we hold, we will act promptly to contain it and assess the risk of harm. If a school's data is involved, we will tell the school as soon as practicable, and within 72 hours of confirming the breach. Where serious harm is likely, we will work with the school to notify the people affected.

12. Students and young people

Wealth Wiser is used by secondary students in class, with their teacher. We collect as little information as we can, and we don't show advertising. Our waitlists and interest lists are for people aged 18 or over.

13. Changes

We'll update this policy when our practices change, and show the version and date at the top.